Category Archives: Tax and Insurance

Resume Objective for Position of a Tax Revenue Collector

As you are aware, the objective is the hitting sentence of your resume. It tells about your career goal and how the prospective employer will get benefited if he selects you as a candidate. So resume objective should be specific for particular job profile. Resume objective for position of a tax revenue collector needs to be written considering various demands of the job

Once you are cleared with various roles revenue tax collector has to undertake, you will be clear about how to write various sections of the resume of the tax revenue collector. Resume objective samples are readily available. So consider the activities and write the resume objective accordingly.

Job Demands of a Tax Revenue Collector
Tax collection from people as well as business professionals
Maintain the records, procedures, code changes, accounting procedures. It ultimately is associated with working on financial information
Take care of the issues related to tax returns and problems associated with it. If any of the legal issues are raised, plan the line of action or work on the line of action to get out of the litigation. Attend casual appeals hearings on contested cases from other co professionals
Coordination and communication with the tax payers to inform them the procedures, details payment related issues or issues related to refund. Inform the tax payers about overpayment or underpayment
Pursue all the activities related to tax returns, i.e. to fill up the related information, process the information etc.
Broadly speaking the tax revenue collector deals with taxes, excise and sales tax returns

There are many other activities the revenue collector has to undergo. It is mentioned in the job requirements or job profile. Go through what the prospective employer wants. Understand which sector you are supposed to be more active in? It may be sales tax, excise or income tax. So resume objectives will differ depending upon the sector in which you are looking for a job.
You can refer resume objective samples on the internet and can write the objective that can create an impression at a glance. In other words you may say that it is the decision making statement whether the prospective employer would spare time to read your resume further or not. So beware a good objective statement can make or break the path

Doing Taxes Online Is Easy Pay Taxes Online, Save Time And Money!

Every year, when the tax time approaches nearer, most taxpayers get annoyed because of the complex process of paying taxes. And this is one of the reasons why many prefer getting it done by someone else on their behalf for avoiding the pain. As the technologies have advanced, more and more people are turning towards the internet and computers to make the task quicker and easier. Yes, you can prepare and file your income tax return on the internet more quickly and conveniently. So, why not doing taxes online for your benefits and become free from worries mentally that you have to pay your taxes in due time?

When you finally choose to do it online, the most common and convenient way to prepare your return is to do it with the help of software. You can buy software and install it in your computer before you start doing it on your own. It is one of the most common ways of preparing return file on the internet for years. You have another alternative for performing this task on your own. And the option is you can prepare your return, print it at your convenience and e-file it using your computer with internet connection. If you do not have complicated tax and you just have to do one, then it is the best option for you.

Whether your taxes are complex or simple, you can do it easily online and perhaps, the majority of the people have been gradually opting for this online method of filing their return. The IRS has started a program called FreeFile which put emphasis on the convenience, easiness and advantage of online filing method. This FreeFile program is offered by the IRS partnering with several reputed tax preparation companies facilitating the taxpayers with preparing, printing and e-filing federal income taxes for free of cost. It is the most preferred way by all for doing this task and getting refunds as little as ten days via direct deposit option.

When you begin doing your taxes on the internet, you do not have to worry about the process whether you have knowledge of it or not. You just require following some easy interview-type processes whereby you will need answering simple questions regarding your expenditure as well as you income. The online tax forms will be filled up the way you go on putting the right information asked by the program on the internet. Within just few minutes, you will be able to complete preparing your return file accurately!

Insurance Policy – Nomination And Assignment

Once you apply for a life insurance policy there are some important features and benefits you should apply for. Like the most important benefit is the nomination facility. It is an important and mandatory feature of the policy. There is another feature called Assignment offered in the policy. Let us look at the importance between the two features.

Nomination is a benefit where in case of death of the policy holder the funds are given to beneficiary (nominee), whose name is mentioned by the policyholder while enrolling for the policy. The policyholder has the option to change the nominee at any time during the term of the policy. If you want the proceeds to be given to the nominee make sure the name and details are mentioned correctly. The details of the nominee required are his name, age, address and his relationship with the policyholder

Assignment, is when the policyholder wants to give another person the rights of the policy , this is done through a deed and the insurer need to be given a notice for the same. The policyholder is called the assignee and the person who he appoints is called the assignor. Here the assignee has the complete power and title of the policy. He can make decisions like surrendering the policy or even reassign the policy. This assignment must be known to the insurer through a notice and should be in writing.

As are long-term contracts and their benefits are more complicated as they depend on the occurrence of pre-defined insured events. Nomination is a choice which the policyholder has to allow the proceeds of the policy to be given to the nominee incase of his death.

The nominee can be changed by the policyholder during the term of the policy. For women, they may keep changing their nominees according to the various phases in their lives. Like, when they are single their parents would be the nominee, when married the name can be changed to their husbands and there after to their children. You can hence change your nominee any time during the period of the policy. The nominee may not necessarily be related to the policyholder. If the policyholder wants to change the nomination he just needs to fill a form given by the insurer and give the details of the new nominee.

A policyholder has a choice to appoint as many nominees as he wishes and mention their shares for the proceeds accordingly. Remember always to make sure you appoint a nominee while applying for the policy. This feature will help your loved in an unforeseen event of death of the policyholder.

Travel Insurance Fraud The Consequences

Rebecca and Shanti were both honest law-abiding citizens with law degrees from Sussex University, so it came as something of a surprise when they were recently arrested in Brazil for committing holiday insurance fraud. The two girls allegedly told the police that thieves had stolen around 1,000 of their possessions, including a camera and laptop computer. However, officers became suspicious of their calm demeanour and the fact that it had taken the girls days to report the alleged offence.

The police subsequently demanded to see the girls lodgings, where they claim to have uncovered all the possessions which the girls claimed had been stolen en-route to Brazils Iguassu Falls. Rebecca and Shanti could face up to five years imprisonment if they are found guilty of committing holiday insurance fraud in Brazil, and this sentence is actually quite lenient when you consider some of the punishments that they could face if they had committed the crime in a different country.

In England, tourists face up to 10 years imprisonment as a result of making fraudulent holiday insurance claims. This sentence could even be on top off additional penalties, such as repayment of the amount you claimed and compensation to your travel insurance company. You would have thought that the prospect of a ten year prison sentence would put most people of committing travel insurance fraud, but last year 4,300 dishonest claims worth 5million were made through holiday insurance companies in the UK alone.

Overseas police forces and travel insurance companies, have now started to get increasingly more vigilant about holiday insurance cheats, a policy which no doubt led to the arrest of Rebecca and Shanti. Details of fraudulent travel insurance claims have now been kept on an industry-wide database, which will be accessed by the Financial Services Authority and insurance companies. This means that anyone caught trying to commit holiday insurance fraud will now automatically face higher insurance costs and have difficulty obtaining other insurance cover, such as home insurance. On top of this, attempting to commit travel insurance fraud may also impact on your credit rating, which would make it more difficult to obtain goods or borrow money in the future.

It is reported that 75,000 Britons have at some point in their lives committed holiday insurance fraud, either by making a false claim or by exaggerating an existing one. Records from travel insurance companies show that Britons lose more Louis Vuitton luggage abroad than is actually ever sold in the UK.

So many fraudulent claims, however, could see the end of cheap travel insurance, as holiday insurance companies may need to put up their prices in order to make up for the losses that they may incur.

Rebecca and Shantis Brazilian sentence may have seemed tough, but if the girls had attempted to commit holiday insurance fraud within the UK then they would have risked a much stricter sentence.

The Iphone Insurance Recommendation You Can Rely On

Ensquared through their phone insurance Calculator has zoned in on the best iPhone insurance options available in the US. Ensquared have identified Square Trade as the leading provider of iphone insurance. This is a high profile need in light of the fact that AT&T – the current exclusive phone service providers for iPhone – categorically do not offer iPhone insurance in any shape or form. It is without doubt that the Ensquared research in the iPhone insurance space is invaluable.

The biggest risk iPhone subscribers face is by far and away phone damage. Simply put this means breakage through water damage, spills or drops. In short: Accidental damage, which is very different from manufacturer support issues (normally one year) or manufacturer support problems that occur after the support period expires (malfunction as a result of factory sourced issues).
Apple Care, representing the manufacturers, offers an extended warranty program for $69 per annum that completely bypasses accidental phone damage. In essence this means that subscribers looking for protection against the biggest item of risk remain uncovered if left to Apple or AT&T.

Ensquared are the foremost authorities on iPhone insurance and in fact any cell phone insurance for that matter. They identified Square Trade as the leading provider of iPhone insurance in the most needed area (accidental damage) that offers a combined coverage of extended warranty (kicking off in the second year of course once the standard warranty lapses) and phone damage from day one. The premiums are by comparison with Apple Care way lower with much more value. They are $48 pa, $60 pa and $72 pa for the 8GB, 16GB and 32GB models respectively on 2 year contracts, payable if you like over three months, and only $50 deductibles (with claim limits $300, $400 and $500 respectively)

Square Trade iPhone insurance service is very reliable and as long as you buy the insurance on date of activation with AT&T there is no wait period. Granted, there is no coverage for iphone lost or stolen, but in an arena where the only thing out there is extended warranty at an enormous dollar number the Square Trade iPhone insurance is an excellent option covering the majority of potential risk factors
Ensquared have established a close relationship with Square Trade providing all the back-up information you require and a very accurate comparison tool (first ever in US) to enable you to look at this iphone insurance option with confidence on all pertinent levels. Ensquared is the #1 iphone comparison Site on the wireless Internet is always first in providing access to the best opportunities in phone insurance on every brand including Blackberry insurance and Nokia insurance options. Find the most appropriate Square Trade iPhone insurance product at the cheapest prices by visiting the Ensquared Site.

Compare car insurance quotes online Connecticut car insurance companies for you to choose from

A car insurance policy helps the insured person to protect his or her losses – which one may face while driving on a crowded road. Insurance policies also help individuals against car thefts and accidents. There are a number of different insurance policies and schemes available in the market today for customers to choose from. Personal cars have become an essential commodity today. Every average income citizen has a car of his or her own. With easy installment plans, it has become very simple and easy to buy a car. Anyone can purchase a car easily nowadays. It is best to invest in a car insurance policy when you have a car of your own. An insurance policy gives you added financial support in times of need.

Today in the market, there are several insurance companies competing among themselves to be the number one. Each and every company is trying to be the best by offering customized coverage plans for customers. Thus, it can be confusing for customers to choose the best plan for his or her car. One should always compare insurance quotes before selecting or choosing a policy. With the help of internet services, you can compare insurance quotes online. Presently there are several websites that provides customers with important insurance tips.

You should read the terms and regulations of a policy or plan carefully before signing the papers. If you do not have much knowledge about car insurance policies, you can take the help of internet services. Type the main keywords in the search box of your webpage to get appropriate results. For example, if you want auto insurance quotes in Connecticut, type Connecticut car insurance quotes in the search box. Learn more about Connecticut auto insurance companies by using the internet.

Many insurance websites ask the customers to type the zip code of their area – once you have typed it, you will get car insurance information related to your specific location. Each different company has its own specific rules and regulations that customers have to abide. Similarly Connecticut car insurance companies will also have different terms and conditions. Read and research about different car insurance policies and plans before deciding one for yourself. You can ask for insurance quotes from more than one company if you want. Compare these quotes carefully before selecting one policy. With the help of online sites, you can buy a policy within minutes without any trouble. No need to stand in a line and wait for your turn, buy your car policy online.

There are a number of different in the market today for customers to choose from .

Home Insurance In Calgary For Tenants and Renters

Choosing the right home insurance in Calgary is essential in order to adequately protect your property and possessions. Indeed, it is the warm blanket you can rely on to keep you comfortable at night, secure in the knowledge that you are covered. Whether you are a landlord or a tenant, you don’t want to be caught without home insurance coverage should the unexpected occur.

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Why have renters insurance?

Consider your renters insurance as the same thing as a home insurance policy. The number one reason for home or renters insurance is that it covers structural damage that you may cause to the property. Whether you leave the tub running a little too long or accidentally break a window, a renters insurance policy covers the damages. In Calgary, an increasing number of landlords are requiring tenants to carry renters as an added layer of protection for their rental properties.

Additionally, renters insurance covers your personal property. When you consider the total value of everything you own, it’s a wise investment to make that only costs you a few dollars a month.

What does renters insurance cover?

Each policy varies in its coverage, but in general you can expect the following:

Personal property coverage. This covers your possessions should they be damaged, destroyed, or stolen. When reviewing any renters insurance policy, make sure that you insure your property for its replacement value.

Liability coverage. This covers you in case you do something that causes damage to another person or property. If you are found at fault, this is invaluable coverage to have as it will protect your savings and assets in the event of a lawsuit.

Living expenses. Should the property you are renting become uninhabitable, this coverage provides funds for temporary living arrangements.

How does renters insurance differ from landlord insurance?

The primary difference is that landlord insurance covers the landlord and not the tenant. It provides protection from financial losses should their rental property be damaged or destroyed. It protects a landlord from everything from fire to malicious damage, but it does not cover you or your property. The caveat to this is that if the landlord does something that damages or destroys your property, many policies have liability clauses that would provide a tenant some level of remuneration.

Can I bundle a renters insurance policy with other insurance policies?

Whether you are looking for car, tenant or , combining your policies saves time by allowing to make only one payment per month, and it can also lead to big savings on your insurance policies.

For more information about home insurance in Calgary and to learn more about both renters and landlord insurance policies, contact Bow Valley Insurance. We have proudly served Albertans with their insurance needs and we would be happy to make you our next satisfied client.

Hispanic Tax Franchise Marketing That Makes Sense!

The Hispanic market is one of the most lucrative markets in America, yet many businesses have failed to substantially tap this market for one reason – a lack of understanding. Tri Tax understands the Hispanic market because their roots are in catering to just such a demographic. Can this knowledge help you succeed? Absolutely.

Incredible Potential

The Hispanic market is the largest minority market in the entire country, and it is growing exponentially. Every year, this market increases significantly, and represents a larger pool of potential consumer dollars. In fact, the Hispanic market is not just the fastest growing minority group in the US, but the fastest growing consumer market of any kind. The Hispanic population currently sits at 40 million, and is increasing all the time. Furthermore, the economic purchasing power of Hispanics is increasing steadily, and recently topped $1 trillion for the first time.

Incredibly, this is a market that many retailers are unable or unwilling to cater to. Much of this comes down to effective communication. Tri Tax understands the Hispanic market and have developed a easy to follow system to help tap into this incredible pool of potential.

Know Your Audience

Knowing your potential consumer base inside and out is one of the most basic and fundamental aspects of business. In order to generate business, you need to market yourself. But in order to successfully market yourself, you need to craft an effective message. What constitutes an effective message? It depends on who you are trying to reach, which is why you need to understand the market you are attempting to reach before you begin this process.

Tri Tax does not exclusively target a Hispanic audience. But we refuse to alienate a huge potential consumer base because of a lack of effective communication. And this communication goes beyond just speaking Spanish or putting out a Spanish advertisement. Communication boils down to understand the needs of your consumers, and then providing qualified solutions to these needs.

The Tri Tax Advantage

At Tri Tax, we have achieved and subsequently sustained a huge operational advantage over our direct competition by incorporating the Hispanic market into our marketing and business plans. This is an advantage that gets passed directly on to our franchisers. By sharing our knowledge and expertise, we will help you sustain this advantage over your direct competitors.

By instituting a few simple operation contingencies, you can give your franchise a significant boost, and give a boost to your chances of long-term success in the process. To learn more about Tri Tax Franchises, and what we can offer you, please visit us online at

Types of Travel Insurance

Travel insurance policies provide at least six types of coverage, intended for different types of travelers and trips:

Comprehensive medical travel insurance is for people who don’t have any other medical insurance, even at home. Since most people who can afford it have health care coverage in their home country, often through their employer, comprehensive travel medical insurance is mainly of interest to long-term travelers who’ve left their jobs and lost their insurance coverage at home, or to those living and working outside their country of citizenship or permanent residence.

Emergency medical travel insurance is for people who have medical coverage at home, but whose health plan at home doesn’t cover them while they are travelling. Emergency medical travel insurance only covers emergency services abroad; once you get home, you’re back under your regular home coverage for any necessary follow-up treatment or continuing care. Check with your current insurer before you waste money on an emergency travel medical plan that duplicates your existing coverage.

Medical evacuation travel insurance covers the cost of an air ambulance, attending physician and nurse, etc. if you are so badly injured, or become so ill, that you can’t come home or get to a suitable medical facility on a scheduled commercial passenger flight. Even very badly injured travelers usually can come home on regular flights after no more than a couple of weeks of emergency treatment and stabilization abroad. Some of the activities most likely to lead to a need for medical evacuation, such as scuba diving and extreme sports, are often excluded from medical evacuation coverage.

Trip cancellation and interruption travel insurance covers the cancellation or refund penalties and the cost of getting home if you have to cancel your trip, or cut it short, for specified reasons. The covered reasons vary, but typically include injury or illness to you, a travelling companion, or a member of your immediate family. War and terrorism may or may not be included, or may be covered only at additional charge.

Supplier default insurance covers any money you lose because of the bankruptcy of an airline, cruise line, tour operator, or other provider of travel services. Some travel insurance companies no longer offer it at all, while others pick and choose which travel suppliers they will insure.

No matter which type of travel insurance you go for, make sure you read the fine print!

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It is very essential to have a travel insurance policy. Author Pranav Sharma is an experienced insurance professional and widely read expert on general insurance based in Mumbai. Pranav helps readers opt for best .

A Travel Insurance Plan is Imperative for Travelers

A travel insurance policy is also referred to as a trip insurance policy in India. This is an inevitable need for all travelers. Regardless of the destination you plan to visit, you need to buy travel insurance. In fact, you need to focus on buying the best plan available on the market.

The concept of travel insurance has acquired popularity only recently. And many also think that it is fit only for foreign trips. This is not true. The plan is important for national as well as international travelers. So if you have a trip on your mind, it is time to look for the best insurance plan as soon as possible. Most of the travel insurance plans are designed in a fashion to offer prompt protection against sky rising enormous medical expenses incurred due to a wide range of problems travelers may encounter on a daily basis.

So what are the common perils a traveler is vulnerable to? Some of the major risks include theft of baggage, cash and passport, loss of passport, accidents, injuries, postponement of trip, delay of flight etc. Sometimes, there is a medical emergency abroad and the traveler needs to be shifted to the home country or a different place for treatment. This requires a lot of money. Buying a travel insurance plan will help you get rid of the sudden expense you come across in a foreign land.

When you buy travel insurance in India, the insurance company takes the responsibility of any expenses incurred due to potential risks. Travel insurance will also offer you immediate attention in the times of emergency.

To buy a travel insurance policy, you should rely only on the best insurance company. A reputed organization will offer you guarantee on protection against perils while travelling. Prior to buying an insurance plan, you should also know about your specific requirements and budget. This is how you can invest in something that is the best for you.

Buying a travel insurance plan for travel will protect you against the following perils:

Natural disasters such as hurricane, flood, earthquake, etc.

Passport loss

Baggage loss

Accident

Health problem

Ambulance expenses

Emergency evacuation

Expenses incurred during hospitalization

Medications bills

Cash loss

If you are serious about travelling safe, buying travel insurance plan is a must. Ignoring the importance of insurance may result in a huge financial loss.

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It is very essential to have a travel insurance policy. Author Pranav Sharma is an experienced insurance professional and widely read expert on general insurance based in Mumbai. Pranav helps readers opt for best .